How it works.
Every step explained.

A collection, with possibilities.

MintlyPay is built around a simple journey: sell an eligible collectible, receive the settled proceeds in your wallet and choose an amount for a prepaid spending card. The starting point is already-vaulted, authenticated and graded trading cards represented on-chain.

The first version is centered on completed sales. Lending against a collectible is a possible future feature, not part of the current model.

What works today.

Browse live Collector Crypt listings and connect a compatible external Solana wallet. Connecting only shares your address. Signing in is a separate message signature that does not move funds.

Collection reads your uncompressed Core assets from Solana, including unlisted assets. Other NFT standards are not included. Trading supports eligible assets from the reviewed Collector Crypt Core collection; a displayed marketplace listing is not a promise of eligibility.

The app provides current offers, a transaction review, and an independent preflight check before it requests a wallet signature. Buy and sell transactions are submitted only after your approval. Your saved activity distinguishes submitted, uncertain, failed and confirmed transactions.

Prepaid checkout shows an exact USDC quote, establishes your own card-provider account with a free sign-in message, and asks for a separate payment signature. A persistent order record prevents repeated payment after an uncertain response. Use “recover my cards” to retrieve cards from your own provider account. Current transaction availability is displayed in the app. Email sign-up and embedded-wallet checkout are not enabled yet.

Collector Crypt’s reviewed Core collection has persistent custody controls, including freeze, transfer and burn authorities. These controls belong to the collectible’s on-chain custody arrangement and can continue after a purchase. Holding its token does not remove the physical custodian’s role or redemption terms.

From your collection to your next purchase.

1. 1

   Choose a collectible.

   Connect an existing supported wallet and review eligible Collector Crypt assets. A current offer is an opportunity to sell, not guaranteed money. Listing a card can mean waiting for a buyer.

2. 2

   Approve the sale.

   Review the asset, sale price and marketplace fee. A completed sale transfers the collectible’s token and its associated physical redemption rights to the buyer.

3. 3

   Wait for settlement.

   Net USDC arrives in your wallet after a successful marketplace transaction. A submitted transaction or collection estimate is not a spendable balance.

4. 4

   Choose an amount.

   Decide how much to put on a new prepaid card. Review the card restrictions, fees and expiry before a separate payment to Laso. Any sale proceeds you do not use for the card purchase and its disclosed fees stay in your wallet as USDC. The full sale is not automatically loaded onto a card. You can use that remaining wallet USDC to buy another eligible collectible. Funds already on a prepaid card are separate and cannot be assumed to return to your wallet.

5. 5

   Spend after confirmation.

   Once the provider confirms a usable card and balance, spend at supported merchants. The selected card product is nonreloadable, so another sale would not top up the same card.

Every transaction requires an eligible asset or card product, sufficient funds and your separate confirmation. Review the current quote and applicable conditions before signing.

Follow the money.

In the default example, a collectible sells for $250. The assumed marketplace fee is $5. Of the $245 remaining, the customer chooses $200 for a prepaid card and pays a proposed $4 MintlyPay service fee. That leaves $41 in the wallet.

Wallet remainder = sale price − marketplace fee − selected prepaid amount − MintlyPay fee

The proposed MintlyPay fee has a $1 minimum. Collector Crypt’s published default marketplace fee is used for illustration; its actual fee must be confirmed. The calculator assumes USDC converts at par and excludes additional network or provider costs.

The calculator accepts sale amounts from $25 to $2,000 and selected prepaid amounts from $5 up to the lesser of $1,000 or the funds available after the illustrated fees. These are calculator input limits, not live card-program limits.

Six states. No blurred lines.

Leftover sale proceeds stay in your wallet as USDC. A separate card purchase uses only the amount and fees you approve. That wallet remainder is different from an unused balance already loaded onto a prepaid card.

Balances across several nonreloadable cards cannot be assumed to combine into a single purchase. A merchant refund may return to the original card; it does not automatically return as wallet USDC or reverse the collectible sale.

The building blocks.

Collector Crypt

The collectible marketplace and existing custody ecosystem. Its documented marketplace settles trades in USDC on Solana. Public documentation is not approval for MintlyPay’s commercial integration.

Laso

The prepaid-card purchase route. Its current US single-load card guide describes $5 to $1,000 cards funded with USDC. There is no KYC step or identity-document upload at card order: the order flow checks the amount, payment settlement and whether the account is frozen. Wallet risk screening, sanctions checks and issuer terms still apply. This is an order-time claim, not a promise of anonymous payments or no checks for every feature. Reloadable cards require identity verification. Checkout uses the customer’s own wallet-linked provider account. Card delivery and recovery are available through the MintlyPay app.

MintlyPay’s payment flow keeps sale proceeds in each customer’s own wallet until the customer chooses a card purchase. That design does not remove applicable payments, consumer-protection, identity or compliance responsibilities.

Good to know before spending.

• Nonreloadable: choose the amount when purchasing the card. Later sales do not top it up.
• Acceptance is conditional: the proposed US product requires the user to be physically in the US and use supported merchants. MintlyPay does not promise Apple Pay, ATM access or travel use.
• Card purchases and merchant refunds differ: Laso currently says nonreloadable purchases cannot be unloaded to wallet funds. Merchant refunds can return to the original card.
• Expiry and disputes need particular care: Laso’s published policies describe lost remaining balances at expiry and restrictions on disputes. The actual US issuer agreement and applicable customer rights must be established before launch.
• No automatic conversion of the whole sale: you choose the card amount and approve any fees. All remaining settled sale proceeds stay in your wallet as USDC.

The MintlyPay token is live.

The optional MintlyPay token is live on Solana and listed on pump.fun. Its on-chain name and symbol are both MintlyPay. The official mint address above was confirmed on Solana mainnet on October 2, 2026. Verify the complete address before interacting with any token page.

You will not need to buy or hold the MintlyPay token to use the core collectible-to-spending product. References to Collector Crypt do not imply sponsorship or make the MintlyPay token backed by collectibles.

This page is not an offer to buy a token. Token values and liquidity can change, and the token is separate from sale proceeds and prepaid card balances.

Planned uses of trading fees.

MintlyPay plans to allocate a portion of the trading-fee revenue it actually receives to three uses:

1. Cashback in Collector Crypt’s $MINTLYPAY: fund rewards for eligible spending, subject to published rates, eligibility, available funding and distribution terms.
2. Future development: support product development, infrastructure and ongoing improvements.
3. MintlyPay token buybacks and burns: purchase MintlyPay tokens on the open market and subsequently burn them using verifiable on-chain transactions.

No allocation percentages, minimum spending amounts, execution schedule or automatic distribution mechanism have been finalized. These uses depend on actual fee receipts and final implementation. No buyback, burn, cashback payment or token-price outcome is guaranteed.

Token ownership is optional for the core product.

The token is live; the fee-allocation program remains planned. Any confirmed allocation policy and completed buyback or burn transactions will be documented here when available.

More to look forward to.

These features are on the roadmap and are not available today. There are no confirmed launch dates.

Private slab sends

We’re exploring ways to send and receive eligible collectible slabs with more privacy, including reducing publicly visible sender and recipient links. No privacy transfer system is connected. Ordinary Solana transfers are public; private transfers will need a separately reviewed protocol and clear limits before release.

Lending

A planned way to borrow against eligible vaulted collectibles. Borrowing would involve interest, fees, repayment and the risk of losing the collectible on default. Lender arrangements, rates and eligibility are not confirmed. Explore lending.

Reloadable cards

A planned way to add funds to the same card. Identity verification will apply. Supported programs, fees, limits and eligibility are not confirmed. The initial single-load card cannot be topped up.

Cashback in $MINTLYPAY

Cashback paid in Collector Crypt’s $MINTLYPAY token is planned, funded by a portion of trading-fee revenue. The reward rate, eligible purchases, funding allocation, limits, timing and distribution mechanism have not been finalized. Rewards will depend on the final program terms and available funding; no cashback is currently being earned or paid. Token rewards are separate from settled wallet USDC and prepaid-card balances, and their market value can change.

iOS and Android

Dedicated MintlyPay mobile apps are planned. The current web app is available on phone and desktop. No native app is available to download yet.

Email accounts and built-in wallets

Planned sign-up through Privy will verify your email and create a Solana wallet if you need one. You will also be able to connect an existing wallet. Account sign-up is not available yet. Recovery, session storage and any optional additional wallet protection will be explained before account creation becomes available. No Apple account is required.

Extraordinary cards. Real history.

The featured photographs show three landmark completed auction sales. They are historical examples, not assets owned by MintlyPay, current inventory, valuations or promises of eligibility.

• 1998 Pikachu Illustrator, PSA 10: $16,492,000 including buyer’s premium, Goldin, February 16, 2026 (UTC). The lot included a diamond necklace, presentation box and delivery. Goldin completed lot and photograph.
• 2007–08 Jordan / Kobe Dual Logoman, PSA 6, 1/1: $12,932,000 including buyer’s premium, Heritage Auctions, August 2025. Heritage sale result.
• 1952 Topps Mickey Mantle #311, SGC 9.5: $12,600,000 including buyer’s premium, Heritage Auctions, August 28, 2022. Heritage sale result.

Photographs: Goldin (Pikachu Illustrator); Heritage Auctions, HA.com (Mickey Mantle and Jordan / Kobe). Card artwork, brands and player likenesses belong to their respective rights holders. Their inclusion does not imply affiliation or endorsement.

Go straight to the source.

• Official $MINTLYPAY mint

These primary documents inform the product documentation. Reviewed October 2, 2026. Provider materials can change and contain inconsistencies; they do not replace an approved program agreement.

• Collector Crypt marketplace settlement and fee model
• Collector Crypt marketplace API
• Laso US single-load card requirements
• Laso card lifecycle and reloadable verification
• Laso US prepaid-card purchase guide
• Laso mobile-wallet support
• Laso nonreloadable-card refund policy
• Laso merchant refunds
• Laso expiry policy
• Laso disputes policy